I know its a very tired source of conversation but housing is in a real crunch. Interest rates are great if you can qualify. what I have found is that people have the money to buy homes but their down payment is in their home equity. How do you get that our, well by selling your home and unlocking that equity. Hence, the domino effect will begin. Who or what will be the initial tipping point to get things moving again. Could it be Obamas new plan to build roads, bridges hospitals? I think so. But how are we going to pay for all that investment in infrastructure? Raise taxes on wages that comefrom that construction? Does it really matter in these times. You see, we do not have a war or cold war to heat things up again. There is nothing to fall back on but on ourselves. We all need a home and are at a point where we can afford a mortgage so why not get back in market. I just dont get it. I will revisit this in my next post.